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  • SBI PO Exam General Awareness Study Material

Digitization help student to explore and study their academic courses online, as this gives them flexibility and scheduling their learning at their convenience. Kidsfront has prepared unique course material of General Awareness Banking Awareness for SBI PO Exam student. This free online General Awareness study material for SBI PO Exam will help students in learning and doing practice on Banking Awareness topic of SBI PO Exam General Awareness. The study material on Banking Awareness, help SBI PO Exam General Awareness students to learn every aspect of Banking Awareness and prepare themselves for exams by doing online test exercise for Banking Awareness, as their study progresses in class. Kidsfront provide unique pattern of learning General Awareness with free online comprehensive study material and loads of SBI PO Exam General Awareness Banking Awareness exercise prepared by the highly professionals team. Students can understand Banking Awareness concept easily and consolidate their learning by doing practice test on Banking Awareness regularly till they excel in General Awareness Banking Awareness.


Banking Awareness
In the balance of payments account, unrequited receipts and payments are also regarded as

a) Invisible transfers
b) Capital account transfers
c) Unilateral transfers
d) Bilateral transfers


✔Answer
✔Solution
Correct Answer Is : Unilateral transfers
Solution Is : Unrequited receipts and payments are also regarded as unilateral transfers as the flow is only in one direction with no automatic reverse flow in the other direction. There is no repayment obligation attached to these transfers because they are neither borrowings nor lending, but gifts and grants exchanged between governments and people in the world.
Price and out are determinates in market structure other than

a) Monopoly
b) Perfect competition
c) Oligopoly
d) Monopsony


✔Answer
✔Solution
Correct Answer Is : Monopoly
Solution Is : Perfect competition is a form of market in which there are a large number of buyers and sellers competing with each other in the purchase and sale of goods, respectively and no individual buyer or seller has any influence over the price and output. Each firm`s output is a perfect substitute for the output of the other firms, So the demand for each firm`s output is perfectly elastic. Product differentiation holds the key in this type of market structure.
If average cost falls, marginal cost

a) Increases at a higher rate
b) Falls at the same rate
c) Increases at a lower rate
d) Falls at a higher rate


✔Answer
✔Solution
Correct Answer Is : Falls at the same rate
Solution Is : Average cost is the per unit cost incurred in the production of a good or service. It is specified as the total cost divided by the quantity of output. The marginal cost and average cost are related. So when average cost curve falls with the increase in output, the marginal cost also rises.
Which one of the following disburses long term loans to private industry in India ?

a) Food Corporation of India
b) Life Insurance Corporation
c) Primary Credit Society
d) Land Development Banks


✔Answer
✔Solution
Correct Answer Is : Land Development Banks
Solution Is : The medium and long term of loans are disbursed to the farmers through Primary Land Development Banks who draw their finances from Central Land Development Banks who in turn draw their finances from NABARD. As for the short term credit, this is disbursed to the farmers through Primary Agricultural Credit Societies who draw their finances from Central Cooperative Banks who in turn draw their finances from the State Cooperative Banks.
Q.Which term is not related to banking?

a) C.R.R
b) N.E.E.R
c) S.L.R
d) Fixed Deposits


✔Answer
✔Solution
Correct Answer Is : N.E.E.R
Solution Is : (2) The nominal effective exchange rate (NEER) is an unadjusted weighted average rate at which one country`s currency exchanges for a basket of multiple foreign currencies. In economics, the NEER is an indicator of a country`s international competitiveness in terms of the foreign exchange (forex) market. Forex traders sometimes refer to the NEER as the trade-weighted currency index.
The headquarter of Asian Development Bank is in --

a) Geneva
b) Manila
c) Bangkok
d) Jakarta


✔Answer
✔Solution
Correct Answer Is : Manila
Solution Is : Headquarter of Asian Development Bank is in Manila
The Liquidity Preference Theory of Interest was propounded by :

a) J.M. Keynes
b) David Ricardo
c) Alfred Marshall
d) Adam Smith


✔Answer
✔Solution
Correct Answer Is : J.M. Keynes
Solution Is : The Liquidity Preference Theory of Interest was propounded by : J.M. Keynes
Rate of interest is determined by

a) The rate of return on the capital invested
b) Central Government
c) Liquidity preference
d) Commercial Banks


✔Answer
✔Solution
Correct Answer Is : Liquidity preference
Solution Is : Rate of interest is determined byLiquidity preference.
In the balance of payments account, unrequited receipts and payments are also regarded as

a) Invisible transfers
b) Capital account transfers
c) Unilateral transfers
d) Bilateral transfers


✔Answer
✔Solution
Correct Answer Is : Unilateral transfers
Solution Is : Unrequited receipts and payments are also regarded as unilateral transfers as the flow is only in one direction with no automatic reverse flow in the other direction. There is no repayment obligation attached to these transfers because they are neither borrowings nor lending, but gifts and grants exchanged between governments and people in the world.
Price and out are determinates in market structure other than

a) Monopoly
b) Perfect competition
c) Oligopoly
d) Monopsony


✔Answer
✔Solution
Correct Answer Is : Monopoly
Solution Is : Perfect competition is a form of market in which there are a large number of buyers and sellers competing with each other in the purchase and sale of goods, respectively and no individual buyer or seller has any influence over the price and output. Each firm`s output is a perfect substitute for the output of the other firms, So the demand for each firm`s output is perfectly elastic. Product differentiation holds the key in this type of market structure.

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